10 min read
How to convert USDT to GBP into a UK bank account
Three ways to convert USDT to GBP into a UK bank account: exchange, P2P or exchanger.
Blog
How to exchange, what about taxes, and how not to lose money on fees and checks.
10 min read
How to pay a Chinese supplier with USDT: yuan to Alipay or USDT directly
Two ways: send USDT to the supplier’s own address, or exchange USDT for yuan and have it paid out to Alipay through an exchange service.
18 min read
Cryptocurrency as an inheritance: handing over access and inheritance are different tasks
Article 179-1 of the Civil Code has been in force since 3 September 2023 and calls virtual assets a digital thing: cryptocurrency is inherited — but that is a conclusion drawn…
11 min read
Can USDT lose its peg to the dollar
The peg is held not by the reserves but by the right to redeem the token with the issuer: as of 16.02.2026 that right belonged to 819 customers, the minimum is 100,000 dollars,…
18 min read
“The black triangle” on P2P: why the money came from an outside person and what comes next
A cryptocurrency seller was used without their knowledge: the payment came not from the buyer on the order but from a person who had been deceived.
18 min read
Payment reference: what the bank sees in a transfer from a company and from a private person
The bank sees neither a “company” nor a “person”, but the fields of a payment instruction.
12 min read
Verification at an exchange service: what the order asks for and what the service has the right to ask for
An exchange order does not ask for documents: there are two required fields — a Telegram handle and a wallet address.
11 min read
How long a cryptocurrency exchange takes: four legs of the journey
The network part for USDT on TRON is 57 seconds to finality, measured 19.09.2026.
15 min read
How to move a wallet: importing the recovery phrase or sending it over the network
Importing the phrase and sending over the network are two different operations with opposite consequences.
11 min read
Sent USDT to the wrong address: what to do and when there is no chance
A completed transfer cannot be cancelled: only the owner of the recipient address can hand the coins over.
10 min read
Tether has frozen an address: why USDT will not send and how to check
A blocked address stops sending USDT but keeps receiving it, and the network's own coin on it is alive: what is frozen is one token, not the wallet.
9 min read
Fake USDT: how to check a token's contract address
What makes USDT genuine is the contract address, not the name of the token.
14 min read
How to send USDT TRC20: the order of the steps, the timings and the price of a transfer
A TRON address starts with T and is 34 characters long, in the wallet the network is picked before the address, and the balance needs a reserve of TRX.
12 min read
MetaMask: which networks are already built in and how to tell the real extension from a fake
TRON and BNB Chain are already in MetaMask by default — there is no need to add them by hand.
10 min read
BscScan: how to check a USDT transfer on BNB Chain
Paste the hash into the search box on bscscan.com and look at the Status field, not the confirmation counter: a block on BNB Chain lasts 0.45 seconds, so “174 confirmations” pile…
14 min read
Etherscan: how to read a transaction page and why the gas was taken but the USDT never arrived
The state of an Ethereum transfer is shown by a single field — Status: Success, Fail or Pending.
13 min read
Tronscan: how to check a USDT transfer on the TRON network
A transfer is looked up by its transaction hash, and on the card you read two different fields: Result — whether the transfer went through, Status — whether the block is locked…
11 min read
USDT wallet: TRC20 and ERC20, how they differ and where to get the address
Any non-custodial wallet that supports the network you need will do.
5 min read
Cash exchange: how the meeting works and what to bring
Settling in cash removes the banking side entirely: no credit to an account, no questions about the payment description, no waiting.
5 min read
How to buy bitcoin in Ukraine: three routes and what each costs
There are three routes: an exchange, P2P and an exchange service. They differ less in the rate than in what you give up in return: time, identity verification or spread.
4 min read
Crypto ATMs in Ukraine: how they work and why the rate is worse
A crypto ATM turns cash into cryptocurrency in a few minutes with no bank account. You pay for that through a visible operator fee and a hidden spread in the rate.
4 min read
Exodus: a look at the wallet and its exchange fees
Exodus is a non-custodial hot wallet: the keys live on your device. The built-in swap works, but the fee is baked into the rate rather than shown as a separate line.
6 min read
Hardware wallet or phone: where to keep your savings
The question is not which is safer in general, but how much you hold and how often you touch it. Hardware removes one class of threats and leaves three others in place.
6 min read
Ledger: what the device really protects and what it does not
The device guarantees one thing: the private key never leaves the chip.
4 min read
Seed phrase: how to store it and what to do if it is lost
A seed phrase is access to your funds, not a password to an app. Lose the device and you can restore everything. Lose the phrase and the money is gone for good.
5 min read
Trading or exchange: the difference and who needs which
An exchange is a one-off operation with a known rate and a known deadline. Trading is a job where you earn on price movement and budget for losses.
5 min read
Price forecasts: why you cannot trust them and what to look at instead
A crypto price forecast is an opinion, not a calculation: there is nothing to derive the price from.
4 min read
Crypto for beginners: where to start and what not to do
Start with two things rather than a purchase: understand where your keys will live, and know in advance how to get back into hryvnia.
4 min read
Crypto-to-crypto swaps: is there a tax, an honest answer
There is no direct official answer to this question: neither the Tax Code nor State Tax Service guidance addresses it.
10 min read
How to declare crypto income in Ukraine: deadlines, codes, procedure
The property and income tax return is filed by 30 April, and the tax is paid by 1 August.
10 min read
The Virtual Assets Act: what passed, what does not work and what it means now
Framework law No. 2074-IX was signed back in February 2022 but never entered into force: it starts only together with the tax amendments. Draft law No.
10 min read
Military levy 5%: why 1.5% is still online and how to count
Since 1 December 2024 the military levy rate for individuals is 5%. The old 1.5% applies only to income accrued before that date.
11 min read
Whole amount or profit: how much crypto sales tax you really owe
The 23% rate raises no doubts. The argument is about what to apply it to: the entire amount received or only the profit.
10 min read
Card blocked after a P2P trade: what to do
First find out what is restricted: a single transaction or the whole account. Then find the deadline in the bank's request.
9 min read
Your bank asks about the source of funds after a crypto sale: what to send
There is no official list of documents for crypto income, and the banks' own lists do not mention cryptocurrency at all.
10 min read
The 100,000 transfer cap: a banks' memorandum, not a National Bank rule
There is no state cap on card-to-card transfers right now: the National Bank's 150,000 limit was not extended past 1 April 2025.
14 min read
Order No. 465: the official list of risk criteria, and why banks do not work from it
Ministry of Finance Order No. 465 lists risk criteria, but it does not apply to banks: clause 2 of section I excludes them outright.
10 min read
Financial monitoring: why a bank asks about a transfer under 400 thousand
The 400,000 UAH figure is a threshold for mandatory financial monitoring only, and it works together with one of the four indicators in Article 20.
3 min read
Trust Wallet: how to withdraw USDT without losing on network fees
The real loss when withdrawing from Trust Wallet is not the rate but the wrong network and too little coin to cover the fee.
3 min read
P2P on Binance: how to work out your real rate after every deduction
The rate in the ad is not what lands on your card. We break down what the real price of a P2P deal is made of: moving funds onto the network, seller limits, how long it takes, and…
2 min read
Exchange service, exchange or P2P: which is actually cheaper
An exchange gives the best rate and the worst timing, P2P gives a good rate and the worst risks, an exchange service gives a fixed price and predictability.
2 min read
BestChange: how the ranking works and what it cannot verify
BestChange sorts exchange services by the rate they report themselves.
2 min read
How to read an exchanger monitor: why the top row is not the best deal
The top row is the best rate on paper, not the best exchange. Here is what actually determines the order of the rows, what none of it verifies, and the four columns to read…
13 min read
Cryptocurrency Tax in Ukraine 2026: What to Declare and How
As of July 2026, Ukraine has no dedicated cryptocurrency tax. Income from selling crypto is taxed under the general rules of the Tax Code: 18% personal income tax plus a 5%…
14 min read
How to Spot a Crypto Exchange Scam: A Safety Checklist
A scam crypto exchange is most often revealed by four signs: a rate noticeably better than the market; no physical address or verifiable track record; pressure such as “send it…
11 min read
TRC20 vs ERC20 vs BEP20: Which Network Should You Choose for USDT Transfers?
In brief. Choose only the network supported by the recipient’s address: it must exactly match the sending network.
13 min read
How a Crypto Exchange Service Works: What Happens Behind the Scenes of a Trade
In brief. A crypto exchange service is a party to the transaction, not a platform connecting two users.
12 min read
How Crypto Exchange Rates Are Set: Why They Differ from Binance Prices
In brief. A crypto exchange rate includes more than the market price of an asset.
11 min read
Offline vs Online Crypto Exchange: How to Choose Without Losing Money
In brief. Choose an offline exchange if you need physical cash, are handling a significant amount, or want to personally oversee the settlement.
1 min read
AML Checks and “Dirty” USDT: Why an Exchange May Freeze Your Coins
An exchange service may pause a transaction if AML scoring identifies a high-risk origin for USDT. The check assesses the history of the coins, not the customer’s identity.
11 min read
Licensed vs Anonymous Crypto Exchanges: Which Is Actually Safer?
In short. Anonymity does not make a crypto exchange safer for the customer, but it can free the service itself from accountability. A licence is not an automatic guarantee either.
11 min read
Is Cryptocurrency Legal in Ukraine? Legal Status in 2026
Last updated: July 2026.
1 min read
Is P2P Crypto Arbitrage Legal in Ukraine?
P2P cryptocurrency arbitrage is not prohibited in Ukraine as of July 2026: no law criminalizes it.
11 min read
Sent Crypto to the Wrong Network: Can You Recover Your Funds?
In brief: recovery is not always possible. The key question is who controls the private key for the receiving address.
11 min read
USDT Network Fees: What Determines Transfer Costs
In brief. The network fee does not go to the exchange service or trading platform: it is distributed by the blockchain itself under protocol rules.
1 min read
What Is a Crypto Memo/Tag and When Do You Need It?
In short: A memo, tag, destination tag, or comment is an identifier for the recipient within a shared deposit address—not a password or personal note.
1 min read
Freelance Crypto Payments: How to Issue Invoices and Handle Taxes
In brief. To accept freelance payments in cryptocurrency, agree with the client on the asset, network, and who pays the fee.
12 min read
P2P vs Crypto Exchange Service vs Exchange: Three Ways to Swap Crypto — Which Should You Choose?
In short. P2P usually offers better rates, but counterparty risks and the origin of the coins remain your responsibility.
1 min read
What Is a Crypto Wallet and How to Choose One: Custodial vs. Non-Custodial
A crypto wallet does not store coins: they remain records on the blockchain. A wallet manages the keys that provide access to those records.
1 min read
Blockchain Transaction Confirmations: How to Check a Transfer in a Block Explorer
In short. Confirmations are the number of blocks added after the block containing your transaction.