At MW Exchange you can swap USDT for hryvnia in cash in six cities: Kyiv, Kharkiv, Dnipro, Odesa, Lviv and Chernivtsi. We accept the coins on the TRC20 and ERC20 networks. The form on this page prices selling USDT TRC20 for cash hryvnia in Kyiv: enter an amount and you’ll see how many hryvnia you get. Payouts to a bank card are handled by a manager by hand — more on that at the end. Below: how the rate works, how the cash-desk exchange goes and what to prepare.
Cash in six cities
As of our check on 16 October 2026, selling USDT for cash hryvnia is open in all six cities with cash desks. Each city has its own rate. The easiest way to compare them is the USDT rate table: you can switch the coin there — USDT TRC20, USDT ERC20 or USDC ERC20 — and a dash instead of a price means that exchange is closed right now. Clicking a price puts the city and direction into the form.
If you need dollars rather than hryvnia, the same cities also buy USDT for cash dollars. The manager agrees the place and time of your cash-desk visit after you place the order.
The rate depends on the amount
The rate depends on the amount: it is better for a larger sum, and the form calculates the exact rate for yours. So enter the amount you actually plan to exchange. The order minimum and maximum are shown in the form too, and they differ between cities.
Once you create the order, the rate is locked for five minutes and doesn’t change whatever the market does. While you fill in the form, the timer next to the rate shows when it will be recalculated. If the time runs out, nothing is lost: create a new order at the current rate.
The percentage next to a price in the rate table is its difference from the market price of USDT, so you can see how far the exchange rate is from the market. Where that difference comes from and why a trading platform or P2P shows another number is explained in how exchange rates are set.
TRC20 or ERC20
We accept USDT on TRC20 (Tron) and ERC20 (Ethereum). These are two separate exchanges, even though the coin has the same name. A Tron address starts with T, an Ethereum one with 0x, and a transfer on the wrong network can be lost. Choose the network your wallet or platform will send from, and take the address from your order page.
The sender pays the network fee, and it changes. By our measurement on 19 September 2026, a USDT transfer cost about $2.17 on Tron and about $0.28 on Ethereum — that was the state of the day, not a rule. Your wallet shows the current fee before you send. More in TRC20 vs ERC20 vs BEP20.
If the coins have already gone to the wrong network, don’t send more transfers after them: write to the manager and read sent crypto to the wrong network — whether anything can be recovered depends on the network and the address.
How the exchange goes
- Choose the city and network and enter the amount — in the form on this page or in the rate table.
- Create the order — the rate is locked.
- A manager contacts you, confirms the details and agrees a time to visit the cash desk.
- Where and when to send the USDT is shown on your order page, and the manager confirms it. The cash is paid out at the desk once the transfer is credited.
You can create an order at any time, but cash is paid out during the desk’s working hours: for a night-time order, the manager gets in touch when the desk opens. What to bring and how the meeting goes is covered in cash exchange: how the meeting works.
Before you order: a short checklist
- Check in the rate table that the exchange is open in your city.
- Find out which network your wallet or platform sends from, and make sure you have TRX or ETH for the fee.
- If the coins are on a trading platform, allow for its own withdrawal fee.
- Compare your amount with the minimum and maximum in the form.
- Create the order when you are ready to complete the exchange.
Large amounts
Cash is a physical stock, and the desk prepares a large sum before you arrive. Tell the manager about a large payout right away, so the visit is timed to allow for that. If your amount is above the form’s maximum, write to the manager before creating an order. The exchange may check where the coins came from; for a large amount, the law may require documents, so ask in advance which ones.
What if you need hryvnia on a card
The form doesn’t price payouts to a bank card: a manager handles them by hand and quotes the rate, limits and timing for each request. Ask via the contacts on the site. When comparing cash and card, count the amount you actually receive, not the rate alone.